A Reddit r/govfire user shared a free FEHB comparison tool ahead of the 2027 Open Season, which runs Nov 9 to Dec 14. It ranks every 2027 plan by premium plus expected care costs, minus any HSA or HRA deposits. It covers plans such as BCBS Basic and Standard, GEHA, MHBP, Aetna and Kaiser. This is a community-built resource, not an official OPM tool, so enrollees should verify figures against official plan brochures.
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