2027 Pay Freeze, Reduced FERS COLA, and Rising FEHB Premiums Could Squeeze Feds

FedSmith outlines how a potential 2027 federal pay freeze, a reduced FERS cost-of-living adjustment, and higher FEHB premiums could combine to reduce take-home pay for employees and purchasing power for retirees. The article explains the mechanics and likely impact on budgets for federal workers and annuitants.