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SECURE 2.0 Update: Penalty-Free Retirement Withdrawals May Help Pay LTC Insurance Premiums Starting in 2026

·Source: Serving Those Who Serve

A FedLife Podcast episode explains a SECURE 2.0 provision that could allow certain retirement plan participants under age 59½ to withdraw limited funds without the 10% early-withdrawal penalty when used to pay certified long-term care insurance premiums. The discussion covers eligibility, dollar limits, and plan restrictions, with the change applying to distributions after Dec. 29, 2025.

Read full story at Serving Those Who Serve

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secure-2-0long-term-care-insuranceearly-withdrawal-penaltyqualified-retirement-planstsp